Get Started
Credit Innovations Process:
Step1: Purchase
Choose between our Full Credit Repair (Individual or Couples). Call us at 888-498-3426 and speak with a Credit Specialist to see which option best suits your needs. If you feel more comfortable emailing us, go to our home page and click on the Free Analysis link and fill out our form. We will then guide you on the following procedures. We do offer discounts for one time payment clients.
Step 2: Authorization
Complete and submit our Authorization Agreement and Credit Card Authorization Agreement. You can download the agreement from our home page. Read carefully and sign. Then fax it to our office (832-203-4506) or scan/email to us. You may also mail it to us directly with your other documentations.
Step 3: Information
You will need copies of your credit reports. We like our clients to register with True Credit. That way, you along with us can monitor any changes or deletions as they happen in real time. We need 3 of the listed documents below along with your credit reports.
Your credit reports from ALL 3 credit bureaus (we recommend www.truecredit.com)
- A copy of your Drivers License
- A copy of your Social Security Card
- A copy of a current bill (Electric, Water, Cell Phone, Car payment, etc.)
- Valid passport
- Student I.D.
These documents are only provided for dispute purposes only. Your information will remain PRIVATE and SAFE. The credit bureaus will not proceed without all of them!
Step 4: Consultation
One of our specialists will contact you once everything has been received. Once payment and documentation has been validated, we will start our process with all 3 Credit Bureaus. (TransUnion, Equifax, and Experian). We will document and track the entire dispute process. Payments by credit card will be invoiced through our secure payment processor. We accept personal checks, money orders, cashiers check, or cash in person.
Step 5: Results
Within 3 weeks you will start to see removals on your credit reports. YES, 3 weeks!! We track our work online, so you the client can be part of the process. We don’t believe in keeping the client outside of the process. You will then receive your investigation letters back from all 3 Credit Bureaus in 4-6 weeks. Once you receive them, you will see the results of Credit Innovations dispute process as deletions from your credit report. Remember to mail or fax a copy of your investigation results to us directly so we can cross reference which debt remains and which debts were deleted.
EVERY customer will get our full attention. Keep in mind that we are working on your behalf. All correspondence from the Credit Bureaus will be sent directly to you and not to our office.
If you have any questions, do not hesitate to contact us.
